capability-matrix

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The matrix explicitly names payment-specific skills (e.g., "stripe-payments", "subscription-billing") as companions and adds them for the Payments vertical and the Multi-tenant SaaS row. Those are specific payment gateway / billing integrations (not generic tools), which indicate the skill is intended to load capabilities that can move or manage money. Therefore it contains explicit financial-execution capability references.