phase-2-convention

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill includes explicit payment-related artifacts: an environment variable named API_STRIPE_SECRET (indicating Stripe integration) and a payment strategy example (PaymentStrategy with CardPayment and BankTransfer and a processPayment(method, amount) function). These are specific constructs for executing payments (moving money), not just generic tooling, so it grants direct financial execution capability.