auth

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill explicitly implements "決済機能" (payment features) and names Stripe in the description ("Implements authentication and payment features using Clerk, Supabase Auth, or Stripe"). The instructions and security checklist reference Stripe/決済プロバイダ SDK usage, webhook signature verification, and server-side amount tampering prevention — all specific to payment gateway integrations. This is not a generic API/clicker tool: it is explicitly intended to integrate with a payment gateway (Stripe) and handle subscriptions/payments, which qualifies as Direct Financial Execution capability.