anti-money-laundering
Anti-Money Laundering Compliance
Purpose
Guide the design and operation of Bank Secrecy Act / Anti-Money Laundering (BSA/AML) compliance programs for broker-dealers, banks, and investment advisers. This skill covers FinCEN reporting obligations, OFAC sanctions screening, red flag identification, customer risk rating, and the regulatory framework for detecting and preventing money laundering and terrorist financing.
Layer
9 — Compliance & Regulatory Guidance
Direction
prospective
When to Use
- Designing or reviewing an AML compliance program under FINRA Rule 3310
- Determining whether a transaction triggers a Currency Transaction Report (CTR) filing
- Evaluating whether activity warrants a Suspicious Activity Report (SAR)
- Screening customers or counterparties against the OFAC SDN list
- Identifying red flags for structuring, layering, or integration
- Assessing customer risk ratings and risk-based monitoring procedures
- Reviewing AML obligations for investment advisers under evolving FinCEN rules
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