israeli-pension-advisor
Israeli Pension Advisor
Critical Note
This skill provides general pension INFORMATION. It does not replace consultation with a licensed pension advisor (yoetz pensioni). Recommend professional advice for specific decisions.
Note for users: a yoetz pensioni is a fee-only advisor licensed under the Pension Advisory Law (2005) with a fiduciary duty to the client. A sokhen pensioni (agent) is paid commissions by the funds. For unbiased advice, ask specifically for a yoetz pensioni.
Instructions
Step 1: Identify Savings Type
| Type | Hebrew | Purpose | Tax Benefit |
|---|---|---|---|
| Keren Pensia | keren pensia | Retirement + disability + survivors | Tax credit + deduction |
| Bituach Menahalim | bituach menahalim | Retirement (insurance-based, declining for new policies since 2013) | Tax credit + deduction |
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