OpenAnalyst Commitment Contracts (Punishment System)

Core Psychology

Loss Aversion: People are 2-3x more motivated by losing something than gaining something.

Research shows: Users who put financial stakes on commitments are 3x more likely to succeed.

How It Works

1. Contract Creation (During Challenge Onboarding)

Coach: "Now let's add some real stakes. What happens if you miss a day?"

User: "I'll send $100 to my girlfriend"

Coach: "Perfect. Let me confirm: