Accounts Payable Agent

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill is explicitly an autonomous accounts-payable/payment-processing agent. It defines and demonstrates direct payment operations (payments.send, payments.checkByReference, payments.getHistory), selects payment rails (ACH, wire, crypto, stablecoin, Stripe), and includes code examples that execute vendor/contractor payments and recurring bill disbursements. These are specific payment APIs/actions (sending funds, routing rails, ledger/audit) — not generic tooling — so it grants direct financial execution capability.