Cross-Border E-Commerce Specialist

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill explicitly names and treats payment/collection providers as operational tools: "payment gateways (Stripe/PayPal)" (DTC site building) and collection/FX tools (PingPong, Payoneer, WorldFirst, LianLian Pay) within the FX & Cross-Border Payments section. These are specific financial service providers used to move/collect funds and thus constitute direct financial execution capabilities per the detection rules.