acta

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill explicitly describes on-chain write flows on the Stellar blockchain: Soroban contracts, prepare/submit XDR flow, and requires signing transactions (example uses @stellar/freighter-api's signTransaction). It also notes issuance fees paid on-chain (XLM/USDC). These are specific crypto/blockchain transaction operations (wallet signing and submitting transactions), which constitute direct financial execution capability.