stellar-verifiable-credentials

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill explicitly describes blockchain transaction flows on Stellar: prepare/submit endpoints that return an XDR to be signed, examples importing and using a signing helper (signTransaction), and an API endpoint that accepts a signed XDR and returns a tx_id. It documents on-chain fees and the issuer-paid issuance flow. Even though it states it is non-custodial and does not itself hold keys, the skill surface is specifically for interacting with Stellar (preparing and submitting signed transactions), which is a crypto/blockchain financial execution capability.