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MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill exposes a specific Advibly payment-related operation: advibly_buy_credits (used to handle "insufficient_credits" by initiating a checkout/payment). This is a dedicated function to purchase credits (i.e., move money / trigger payments), not a generic API caller or browser automation, so it constitutes direct financial execution capability.