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MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill defines and calls an Advibly payment-related API: "advibly_buy_credits" (SKILL.md:175). That function is explicitly for purchasing account credits / initiating a checkout, i.e. initiating a financial transaction (payment flow). Even though the doc says to "share the checkout link," the presence of a dedicated buy_credits API is a specific payment operation and therefore counts as direct financial execution capability.