setup-billplz

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill is explicitly a payment-gateway integration for Billplz and contains concrete, specific APIs and flows for creating bills, accepting payments, and performing Payment Order payouts. It names API bases, authentication (API Secret Key via Basic Auth), required credentials (API Secret Key, X Signature Key, Collection ID), describes server-side bill creation, redirect/callback handling, HMAC signature/checksum verification, and Payment Order payout checksum/reference_id requirements. These are not generic tools — they are specific financial operations (creating charges/bills and initiating payouts) that can move or authorize movement of money. Therefore it grants Direct Financial Execution capability.