setup-senangpay

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill is explicitly a payment-gateway integration for senangPay. It documents Direct API endpoints (POST https://api.senangpay.my/payment/v3 and sandbox), hosted checkout URLs, query order/transaction endpoints, refund API and payout API, tokenisation, and detailed server-side instructions for creating payments, generating hashes, verifying callbacks, and settling orders. Those are specific, purpose-built financial operations (sending/settling payments, refunds, payouts, and querying transaction status), not generic tooling. Therefore it grants direct financial execution capability.