payments-business-games

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill explicitly exposes payment APIs and flows: creating/sending invoices (Telegram Stars and external real-currency invoices requiring a provider_token), generating invoice links, handling pre_checkout_query and successful_payment callbacks, checking Star balance, and calling bot.api.refundStarPayment. These are specific payment operations (charging users, approving transactions, and issuing refunds), so the skill grants direct financial execution authority.