Stripe Connect Integration

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill is explicitly a Stripe Connect payment integration using the official Stripe Node.js SDK. It creates PaymentIntents, handles application fees and fund splitting (destination charges, separate charges and transfers, direct charges), manages onboarding and bank account setup via Account Links, schedules payouts, and processes refunds — all direct payment operations using a payment gateway API. These are specific financial execution capabilities (creating transactions, transferring funds, refunding, scheduling payouts), not generic tooling.