telegram-bot-api-rich-messages

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill explicitly surfaces payment APIs: the InlineKeyboardButton type includes a pay field (payment button), the doc references using createInvoiceLink from your backend for payments, and it documents sendPaidMedia (Stars-paid media with per-item price). These are explicit payment/invoice features (direct financial execution capabilities) rather than generic UI or navigation only.