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MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 0.70). The skill manages advertising accounts and campaign changes (budget adjustments, launches, optimizations) across various platforms (Google, Meta, etc.). This involves operational interactions with advertising spend and budgets (direct or delegated financial execution) and includes a mutation gate requiring owner approval. Because it handles budget-related operations and campaign mutations without documented independent access control enforced by the service/execution layer for payment routing, it falls under direct operations with high severity.