onboarding

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill explicitly targets cryptocurrency wallet setup and onboarding (checks for "wallet presence + lock status", supports "--wallet-password" or env-based password to auto-unlock a wallet) and exposes a "finance" pack described as "bitflow, defi (mainnet write-capable)". Those are specific crypto/blockchain capabilities (wallet management and mainnet write-enabled DeFi) that can be used to sign and send transactions. This is not a generic tool: it is purpose-built for blockchain financial operations and includes explicit wallet unlocking and mainnet write references, so it grants direct financial execution capability.