nodejs-backend

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill includes an explicit transferFunds function that performs a database transaction updating 'accounts' balances (debiting one account and crediting another). This is a specific, purpose-built routine to move funds within the system (direct financial execution), not a generic capability. See the transferFunds implementation that executes the transactional balance updates.