user-journeys

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill includes explicit, payment-specific functionality: a "Checkout Purchase" journey that references Stripe/payment provider, secure payment input fields, a "Pay $XX" action, and Playwright tests that directly interact with a Stripe iframe using real Stripe test card numbers to simulate declined/successful transactions. These are concrete payment gateway interactions (Stripe/Apple/Google Pay) intended to execute payments, not just generic browsing or HTTP calls. Therefore it grants direct financial execution capability.