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MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill explicitly includes settlement of bounties and token payouts: it references "AtlasCoin" bounty settlement and uses specific contract_* APIs (contract_get_status, contract_run_tests, contract_submit, contract_verify, contract_settle). The flow calls contract_submit and contract_settle and then "Tell user tokens earned," and spawns a finality agent to verify before calling contract_settle. These are explicit, purpose-built operations for settling payments/tokens (i.e., moving/authorizing funds), not generic tooling. Under the rule requiring specific financial APIs (crypto/blockchain or payment-specific functions), this qualifies as direct financial execution capability.