ai-marketing-kit-orchestrator

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill explicitly includes a "paid-ads" capability that collects budget details, asks for user confirmation, and then creates ad campaigns via an API (uses ZERNIO_API_KEY and calls create_campaign_via_api). That is a specific tool to initiate ad spend (i.e., update/start campaigns that charge money), which qualifies as Direct Financial Execution.