nodejs-backend

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill includes an explicit transferFunds function that updates account balances inside a DB transaction (debiting one account and crediting another). This is a concrete, specific routine to move money (internal fund transfers), so it grants direct financial execution capability even though it uses the app's database rather than an external payment provider.