tw-ecom-payment-ecpay

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). This skill is explicitly for integrating the ECPay payment gateway (credit card, ATM, CVS codes, convenience-store pickup with payment, combined logistics+payment). It mentions computing/verifying CheckMacValue signatures, handling ECPay callback webhooks, and reconciliation with the merchant portal — all concrete, payment-specific actions that enable initiating/validating financial transactions and settling funds. This is a dedicated payment integration (not a generic tool), so it grants direct financial execution capability.