tw-ecom-payment-jkopay

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill is explicitly about integrating a payment gateway (JKOPay). It mentions merchant setup, web/app payment integration, and specifically "Handling refund / void via JKO API" — an explicit API operation to reverse/transfer funds. These are specific financial operations (payment gateway API actions), not generic tooling, so it grants direct financial execution capability.