tw-ecom-payment-tappay

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill is specifically about integrating TapPay (a payment gateway) and mentions concrete payment operations: TapPay Web/iOS/Android SDK, adding Apple/Google/LINE Pay via TapPay, implementing TCS (tokenized recurring payments), prime token acquisition, TCS card binding + charge, and 3DS flow debugging. These are explicit, gateway-specific financial execution capabilities (handling tokens, binding cards, charging/setup for recurring payments), not generic tooling. Therefore it grants direct financial execution authority.