e2e-critical-path

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill explicitly references payment gateway operations and Stripe API usage in its examples: it shows filling payment with test cards, uses Stripe's test decline card, and includes code that retrieves a charge via stripe.charges.retrieve(chargeId) to assert payment was captured. These are specific, non-generic references to a payment gateway API, which fall under Direct Financial Execution.