third-party-integration-test

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill explicitly targets third-party payment services (names Stripe and PayPal), includes concrete examples that interact with payment endpoints (e.g., /v1/payment_intents, /v1/charges), discusses idempotency keys to prevent double-charging, sandbox/test credentials, and error codes like card_declined. Although framed as testing, it is specifically about payment gateway behavior and contains concrete, service-specific payment interactions — meeting the definition of direct financial execution capability.