Assessing Credit Risk

Evaluates borrower creditworthiness using financial analysis, industry assessment, and qualitative factors to produce structured credit opinions suitable for fixed-income investment decisions, credit committee presentations, or bond trading support.

When To Use

• Underwriting or reviewing a new credit exposure (corporate bond, loan, private placement)
• Preparing a credit opinion for an investment committee or credit committee
• Monitoring an existing credit for deterioration triggers or upgrade potential
• Comparing relative credit quality across issuers in the same sector
• Evaluating a borrower's capacity to service debt under base and stress scenarios

Inputs To Gather