charitable-remainder-trust

Installation
SKILL.md

Charitable Remainder Trust (CRT)

Produces an execution-ready CRT agreement qualifying under IRC 664 and applicable state law. Supports both CRAT (fixed annuity) and CRUT (unitrust percentage) structures, including NICRUT/NIMCRUT variants.

Prerequisites

Gather before drafting:

  1. Trust type: CRAT or CRUT; if CRUT, whether NICRUT or NIMCRUT applies.
  2. Parties: Settlor, trustee(s), income beneficiary(ies), charitable remainder beneficiary(ies) or selection authority.
  3. Funding: Asset list with FMV, valuation date, transfer documents; flag restricted or problematic assets.
  4. Payout terms: Percentage or annuity amount, frequency, term (life/lives or up to 20 years).
  5. Actuarial inputs: Must satisfy 10% remainder test and any CRAT probability test [VERIFY].
  6. Governing law: State, venue, execution formalities (notary, witnesses, real property requirements).

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Mar 21, 2026