buy-crypto

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 0.70). The skill instructs an agent on setting up and integrating Circle Onramp, which allows users to purchase cryptocurrency using fiat (bank transfer, debit/credit cards, Apple Pay, Google Pay). This operation initiates a direct financial purchase/transfer via the Circle App Kit / Onramp Kit. The instructions describe building a server-side session route using a server API key and rendering a client widget, but do not provide an independent service-enforced access check implemented and validated by the skill or tool itself (it instructs the developer to add custom authorization like authorize callbacks and session minting). Therefore, it constitutes a direct financial operation without qualifying independent access control.