use-developer-controlled-wallets

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill is explicitly for developer-controlled crypto wallets (Circle Wallets SDK) and includes concrete capabilities to create/manage wallets, hold private/entity secrets, transfer tokens, check balances, sign transactions/typed data, execute smart contracts, estimate/accelerate/cancel transactions, and poll webhook transaction statuses. These are specific, purpose-built crypto/transaction APIs (not generic tooling) that can move funds on-chain, so it meets the Direct Financial Execution criteria.