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MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The documentation explicitly names payment-focused domains, use-cases, and adapter files: e.g., billing/collect-payment, billing/domain/payment/payment-gateway.ts (driven port), and adapters/driven/stripe-payment-gateway.ts. Those examples are concrete references to a payment gateway integration (Stripe) and a collect-payment use case — i.e., explicit tooling to send/collect money. This meets the rule for Direct Financial Execution (payment gateway API integration), so the skill grants financial execution capability.