XRP

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill is explicitly and specifically focused on crypto financial operations for XRP/XRPL. It describes handling of transactions, destination tags, account reserves, secret key formats (family seed/hex/mnemonic), regular keys and multi-signing, escrow and DEX trading, trust lines and offers. Those elements are directly tied to creating, signing, managing, and trading crypto assets (i.e., moving value), not generic tooling. Therefore it grants direct financial execution capability.