ynab

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill is specifically designed for integration with YNAB (You Need A Budget) via ClawLink, providing explicit tools to manage budgets, track expenses, and execute write actions within a financial application ("plan finances", "update YNAB data", "take actions in YNAB"). This falls under managing budgets and direct financial/financial-planning execution capabilities.