cogny

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill explicitly includes write/mutation capabilities against ad platforms and names financial actions: "pause campaigns, update budgets, add keywords, delete audiences" and instructs the agent to "Execute only approved actions" via MCP write/mutation tools. Updating budgets is a direct ad-spend modification (a financial operation). Even though it requires user approval, the skill is specifically designed to perform budget/ campaign mutations on ad accounts, which qualifies as direct financial execution authority.