The Agent Skills Directory

[SAFE]: The skill uses local file system operations exclusively within the user's ~/Documents and ~/.config directories for report generation and archiving. This is a standard and safe practice for productivity tools.
[SAFE]: All financial calculations are based on standard, transparent formulas (amortization, cap rate, etc.) documented in the skill's reference files, allowing for user auditability.
[SAFE]: The skill implements best practices for financial guidance by defaulting to conservative assumptions, highlighting sensitivity analysis, and explicitly stating that its outputs are estimates rather than authoritative tax or legal advice.
[SAFE]: Interactions with other tools like deep-research or decide are handled through explicit user-triggered follow-up suggestions, maintaining human-in-the-loop control over data flow and decision-making.

personal-cfo