AML / Compliance

When to Use

Design or mature a risk-based AML/CFT program (policies, roles, three lines of defense)
Scope and execute KYC, CDD, EDD, periodic refresh, and PEP/sanctions screening workflows
Conduct AML risk assessment (customer, product, channel, geography) and map controls
Define transaction monitoring scenarios, thresholds, alert triage, and escalation paths
Draft SAR/STR narrative structure, supporting facts, and internal escalation (not filing legal advice)
Plan recordkeeping, audit trails, and exam readiness (requests, walkthroughs, sampling)
Map obligations at a high level to FATF Recommendations, BSA/USA PATRIOT concepts, EU AMLD/AMLA, UK MLR
Address crypto/virtual asset AML, blockchain analytics touchpoints, and travel rule operational design
Support correspondent banking and wire due diligence, MLRO and board reporting packs
Scope training, independent testing, and AML analytics model validation (conceptual)