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MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (medium risk: 0.30). The skill searches for MTG cards across stores and populates online shopping carts, but hands off headed browser windows for the user to review and check out manually. It does not perform direct payments, transfers, or purchases itself. Therefore, it has no direct financial operation, making it an indirect operation workflow under the evaluation rules.