accounts-payable-agent

MEDIUM W012: Unverifiable external dependency detected (runtime URL that controls agent).

• Potentially malicious external URL detected (high risk: 1.00). The skill explicitly runs the AgenticBTC MCP package at runtime (via "npx agenticbtc-mcp" and references to https://agenticbtc.io and https://www.npmjs.com/package/agenticbtc-mcp), which executes remote package code the agent relies on for payment execution, so this external dependency executes remote code and is required.

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill is explicitly and specifically designed to move money. It integrates with a named payment execution system (AgenticBTC MCP) including npm package and API key configuration, lists payment rails (Lightning, Coinbase, USDC, ACH/Wire, Strike), and provides concrete API calls such as agenticbtc.sendPayment, agenticbtc.checkPaymentByReference, and agenticbtc.getPaymentHistory. The prompts and code examples show autonomous execution of vendor/contractor/recurring payments, payroll disbursements, routing across rails, and spend-limit escalation. This is direct financial execution capability (sending transactions), not a generic tool.