Fintech Design

Fintech Design Principles

1. Trust over novelty. Users are anxious about money. Calm, stable interfaces reduce anxiety.
2. Show real numbers. Don't hide balances, fees, or transaction details.
3. Explain jargon. APY, ACH, SWIFT — if a term isn't universally understood, define it inline.
4. Confirm destructive actions. Money transfers get confirmation screens with full details.
5. Show transaction status clearly. Pending, Processing, Completed, Failed — each needs distinct visual treatment.

Patterns

• Balance display: Large, prominent, always visible. Show pending separately.
• Transaction list: Date, description, amount, status. Debit in red, credit in green.
• Transfer flow: Amount → Recipient → Review → Confirm → Success.
• Security: 2FA prompts, session timeout warnings, suspicious activity alerts.