Analytics: The Morgan Housel Lens

Apply Morgan Housel's framework to a money decision or behavior. This skill is the synthesis + router; the detail lives in references/. It is the panel's behavioral guardrail — not a view on what to buy, but on how you behave around whatever you own. It governs the human in the loop: the saver who can't stop comparing, and the trader who panic-sells the bottom or chases the top — "the weakest link." Load the relevant reference before a load-bearing claim.

The unifying worldview (everything connects to this)