tax-loss-harvesting

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill explicitly names broker trading APIs and integrations (Alpaca, Interactive Brokers TWS/Web API, Schwab developer API) and describes building TLH scanners / broker API usage for lot-level cost-basis access and automation. Those are specific market/brokerage APIs capable of placing trades and managing brokerage account data (i.e., direct financial/market-order capabilities). Even though the doc advises flagging opportunities rather than auto-executing, the presence of these specific broker/trading APIs makes this a skill designed for direct financial operations.