eliza-cloud

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill explicitly mentions "cloud-hosted ... billing APIs", "credits", "creator monetization", and enabling monetization — i.e., platform-level billing/crediting functionality. Those are specific financial operation features (billing/monetization/credits) rather than generic tooling, so this grants direct financial execution capability.