web-to-app-funnel

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill explicitly prescribes web payment integrations and references payment gateways by name (e.g., "Stripe checkout — PAID HERE", "Stripe customer → app user", "Stripe vs Paddle"). Those are specific payment gateway integrations (direct financial execution) rather than generic tooling, so it meets the criteria for Direct Financial Execution authority.