benefits
Benefits — Under 100 People
What This Process Does
Benefits at this size is a compact package that's competitive enough to hire, simple enough to administer by one person. You offer: health/dental/vision, a 401(k) (usually with Safe Harbor match), life/disability, maybe FSA/HSA and commuter. A broker or PEO (Justworks, Sequoia, TriNet) sources and services the plans. Enrollment happens through your payroll platform's benefits admin module. Annual open enrollment takes 2 weeks in fall.
The job: pick good plans, run clean enrollment, answer employee questions, handle life events, and not miss any compliance filings. Benefits is the #2 reason employees quit after compensation — a thoughtful package matters more than the dollar cost suggests.
Start Here: ERP•AI Templates
ERP•AI's Small Business Benefits template orchestrates broker relationships, plan selection during annual enrollment, employee self-service enrollment, deduction sync to payroll, and year-round life-event management. For PEO-based setups, PEO Coordination manages the parallel admin with your PEO partner. Integrates with Gusto/Rippling benefits admin for deduction reconciliation.