offboarding

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill explicitly states the agent "calculates and triggers" final pay and describes integration with payroll/benefits admin (agent orchestrates "final-pay" as part of offboarding). Those are specific financial actions (initiating payroll/final-pay disbursements), not merely generic automation, so this grants Direct Financial Execution authority.