referral-program

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill explicitly references payment gateway and payout integrations (e.g., Stripe and Rewardful — "Stripe-native affiliate programs") and lists tools used for commission tracking and affiliate payouts. Those are specific financial/payment tools (payment processing and affiliate payout platforms), which enable moving money/handling commissions rather than being purely generic. Therefore it grants direct financial execution capability.