referral-program

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill explicitly references payment gateways and payout tools: it names Stripe ("Stripe (basic referral tracking)"), lists Stripe-integrated affiliate tooling (Rewardful), and calls out "payout management" and "payment terms and schedule" / "rewards paid". These are specific, finance-related integrations (payment gateway and payout management) rather than generic tooling, so it meets the criteria for Direct Financial Execution authority.